Representative Example for Personal Contract Purchase (PCP): Cash price £14,995.00, Annual Interest Rate (fixed) 6.09% p.a., with a representative 11.9% APR, total amount of credit £13,496.00, deposit of £1,499.00, an initial payment of £409.53, followed by 23 monthly payments of £409.53 with a final payment of £5,985.00, total amount payable is £17,312.73, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return